Use our free calculator to estimate how much a water leak could cost you based on your home's specific risk factors. Then see how a Moen Flo smart shutoff valve protects your investment.
Adjust the sliders below to match your home. We'll calculate your estimated damage risk and show you how much a Moen Flo could save.
Moen Flo pays for itself in 1.2 years through damage prevention and insurance savings.
Water damage is the most common and costly homeowner insurance claim in the United States. Here's what the data tells us.
The average water damage insurance claim exceeds $11,000. Complex claims involving mold remediation or structural repairs can exceed $50,000.
Approximately 1 in 50 insured homes files a water damage claim each year. Over a 30-year mortgage, your odds of experiencing significant water damage exceed 45%.
Moen Flo and similar smart shutoff systems prevent over 93% of water damage events by detecting abnormal flow and shutting off the main line within seconds.
On average, homeowners save 8 times their investment in a smart water shutoff system through prevented damage and lower insurance premiums over 10 years.
$5,000 - $70,000+
Depends on location and duration before discovery
$8,000 - $40,000+
Foundation repair can add tens of thousands
$3,000 - $15,000
Water heater, washing machine, dishwasher leaks
$7,000 - $25,000
Toilet and faucet flexible connectors are #1 cause
Major insurance carriers are increasingly requiring or incentivizing smart water shutoff devices. Many now offer premium discounts of 5-15% for homes equipped with automatic shutoff systems like the Moen Flo.
Up to 5% discount with verified smart water device
Premium savings for water damage prevention devices
Discounts for qualifying smart home water monitors
Up to 10% for automatic water shutoff systems
Learn more about how a Moen Flo can reduce your insurance costs and which carriers offer the best discounts.
View Insurance Discounts →Get a free installation quote in under 2 minutes. Submit your photos and a licensed plumber will contact you within 24 hours.